Car Insurance
The Insurance policy must be done in today’s life. As you never know when and what will happen to you at any moment. For your safety and financial security, the best is the insurance company which might come for your need of an hour.
out of 599 user reviews

Insurance Coverage

The Car Insurance Company not only provides a financial help but will help you against the physical damage or bodily injury through the accident. Insurance company plays a major part in the time of emergency regarding the financial matter; it not only provides financial security but also our future events plans. Government Employees Insurance Company (Geico) is one of the automotive insurance companies that serve most states across the nation.

GEICO is the most affordable auto insurer company among the rest in the United State (U.S). It provides many accessible discounts and easy online buying experience. GEICO offers standard coverage and more specified option.

Following are the minimum coverage options for California State that will help you with an idea of it.

  • Bodily injury liability: $15000 per person/ $30000 per accident minimum
  • Property damage liability: $5000 minimum
  • Uninsured motorist bodily injury: $15000 per person/ $30000 per accident minimum*
  • Uninsured motorist property damage: $3500 minimum*

*Please note that this coverage can be rejected.

Coverage Options

Geico provides the standard car insurance coverage options relevant to our customers such as

  • Bodily injury liabilities: It helps in providing the expenses related to the death or injury of another driver when an accident has occurred.
  • Medical Payments: Due to an accident when you and your passenger are hurt the company can cover your medical or funeral expenses.
  • Uninsured Motorist: The medical expenses are covered when you’re in an accident and your other driver is at fault and does not have any insurance. The minimum coverage is been set as per each state where you're free to choose your level of protection.
  • Collision and Property Damage Liability: Damage of another person property expenses is covered here that is a vehicle, buildings, homes and other structure due to your fault.
  • Comprehensive physical damage: It pays the cost to repair or replace your vehicle when it is been damaged or stolen.

In collision coverage, the vehicle that is damaged in the accident are been repaired or replaced, that expense is been covered here.

In addition, Geico provides the following special coverage options:

  • Road Service for Emergency: In situation such as drained car battery, Punctured tire, No Gas, towing needs and Locked out situations, this coverage comes to your rescue.
  • Rental Reimbursement:  When your car is repaired under a covered claim, this coverage pays the cost of a rented car. It takes the sting away from inconvenience.
  • Mechanical Breakdown: What happens when your new car’s warranty gets over and you are busted with a long list of repairs that cost you a hefty amount? Do not fret! We’ve got your back. Mechanical spares cost is covered under this scheme

Forgiveness for Accidents: Have you maintained a good driving record all along? If your answer is yes, then we have a special gift for you in the form of this scheme. First time people responsible for accidents are not charged any extra money by GEICO. You can continue to avail your good discounts on driving.


GEICO provides insurance that is very cheap and affordable to the customers. It easily accesses the auto policy by call or online. The plans of payment are very convenient and low down payment which makes the customer stress free. GEICO provides very fast and fair claim policy service.  There is an outstanding 24/7 customer service available for the customers. GEICO is rated as 4 stars out of 5 stars.

There is a number of a discount available from Geico Company which will help you to save your amount depending upon your monthly premium. The most popular ones have been listed below:

  • Breaks for Anti Locks
  • Anti-Theft Equipment
  • Daytime Lights
  • Driver Defensive Courses
  • Student who are good at driving
  • Membership for Group
  • Features for internal Safety
  • Service Member of Military
  • Policy of Multi-Line
  • Policy for Multi-Vehicle
  • Record of Safe Driving
  • Usage of Seat belts   
  • Training for Young Driver

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

According to the customer satisfaction, the company growth and work quality are been measured.  97% of customers are satisfied with GEICO claims. According to the survey, GEICO stands within the 17th best company for handling the claims. GEICO business is much on online with the most of the customers so, therefore, there is no need to involve an agent. GEICO Company holds a rating of 3.9 stars out of 5 stars. The survey of the company is done depending upon the trust factor, discount satisfaction, customer service etc. while publishing the ratings.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

The financial stability of the company depends upon the policy provided by the company to their customer. Various rating agencies rate the financial stabilities of several cheap car insurance companies and their scores reach the final into a composite score.

GEICO feels very pleasant with the customer's trust and support in our brand and making us one of the most trustworthy policy providers in the nation. GEICO Car Insurance is working hard to make it customer more satisfied by providing the feasible, effective and affordable cover schemes for all the customers. Daily it is being working hard to keep its cost low for the way the customer can affordable the auto insurance rates and also offer the great discounts and the best customer experience.

Contact Info

General Phone Number: 
(800) 207-7847
Customer Service Phone: 
(800) 241-8098

Please mail all payments to:
GEICO Remittance Center
One GEICO Plaza
Bethesda, MD 20810-0001

Please use this address for late payments and cancellation notice payments:
GEICO Remittance Center
One GEICO Plaza
Bethesda, MD 20811-0001 

Please send all correspondence regarding your policy to:
Government Employees Insurance Company
ATTN: Region 1 Return Policy Work
PO BOX 9500 
Fredericksburg, VA 22403-9500

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There are so many different insurance policies providing by different insurance companies as per their own rules and regulations. Also some of the unique insurance types are also available to us in respect of more safety regarding the other important things which relates with us.