Liberty Mutual

Car Insurance
Time never tells us when we are going to require an insurance. Insurance is of various kinds like a life insurance. A life insurance is nothing but a security that if something happens to us, our family is going to get something in order to get their life back on track.
out of 599 user reviews

Insurance Coverage

In the same way, cheap car insurance companies offer car insurance for the safety of you and your car. Accidents can happen at any time and with anyone. So, instead of us paying for the damages of the car or say bearing the financial loss on our own, it is the insurance company that will pay for that damage if your car is insured. A car insurance is a kind of a contract between us and the insurance company. If we are having a car without insurance, then we become liable to be booked for any kind of penalties enforced upon us. No matter where we are, no matter where we are driving, no one can stop a car getting damaged either due to our fault or someone else’s. The car insurance does not cover your car during accidents but also in times of theft. In cases of theft, it provides full protection to the vehicle.

In the US, we can find various insurance companies providing various benefits of car insurance. Among these, there is Liberty Mutual car insurance providing best coverages under car insurance section. They provide us with a great range of services and different products and that too at reasonable prices. The company has been in the insurance sector for more than 100 years and that is the reason we can trust them with their products and services. Liberty Mutual is a listed Fortune 500 company having a wealth of $100 million. Being ranked as the third largest insurance company in the US, we can surely trust them.

Liberty Mutual car insurance gives us the benefit of protecting from something which is unknown. Although, the insurer-provider are available in all the states of US still one can look out for the state one belong to. These crowded roads can anytime pose problems for anyone but insurance providers like Liberty Mutual are always available by providing different coverage options. Their risk control management system is highly efficient and can give its customers the best possible services and various different coverage options which are kind of beneficiary for its customers.

Coverage Options

The coverage options are dependent on various factors. It takes into account the state one is living in, what are the state’s minimum requirements and what kind of policy one wants. There are certain standard coverage options that are covered by Liberty Mutual under car insurance section:

  • Property Damage Liability: Under this coverage, if your car damages someone else’s property, then the company will pay for all the damages and its cost.
  • Medical Payments: When your car met with an accident and if someone was also along with you, then this coverage will cover their initial medical expenses.
  • Bodily Injury Liability: This coverage covers the expenses of people who are injured in the accident that was caused by you.

Along with these standard options, there are certain additional coverage options provided by Liberty Mutual. These include comprehensive coverage, accident forgiveness, better car replacement, new car replacement, rental car reimbursement and collision coverage.


The car insurance policy and coverage options provided by Liberty Mutual are cost-effective and available at prices affordable for everyone. Liberty Mutual car insurance quote higher affordability rates as compared to its competitors. Taking various factors into account, liberty mutual provides discounts associated with the coverage chosen by the customer. So, if one qualify as per their point of consideration, then they get the real benefits. According to the policy, the discounts available are preferred payment method discount, exclusive group savings, new to Liberty mutual vehicle discount and multi-policy discount. The discounts that are offered on the vehicle are hybrid vehicle discount, multi car discount, and vehicle safety features discount. And then there are few that are offered according to your personal space. These are new move discount, new graduate discount, newly married discount, newly retired discount, good student discount and teen driver discount.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The liberty mutual car insurance reviews have always been great. The reason behind this is that they take utmost care of their customers. The customers can do various kinds of functions like updating the policy, reporting a claim or paying for the claim by using their online account. This way, the customers don’t have to go to the company’s office every time. According to liberty mutual car insurance reviews, the company has been ranked the best among others.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

Financial stability is nothing but the ability of the company in providing or say paying its policy holders at the time when the policy holder needs them. On this front, liberty mutual has been ranked with ‘A’ rating on A.M. Best Company’s rating. According to 2015, the company is ranked at 73rd position on Fortune 500 largest companies in the US.

Contact Info

General Phone Number: 
Customer Service Phone: 

Liberty Mutual Insurance 

175 Berkeley Street, Boston, MA 02116 | 36 USC 220506

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There are so many different insurance policies providing by different insurance companies as per their own rules and regulations. Also some of the unique insurance types are also available to us in respect of more safety regarding the other important things which relates with us.